Secured Lending (14.5% APR typical variable)
Sometimes a Debts Management Plan or an IVA is not your best debt solution to your debt problem. Debts Management may be able to offer you one of our secured lending opportunities which might be more suitable.
What is Secured Lending?
Secured lending can allow the debtor to consolidate their unsecured debts into a secured loan. This may often most suitable for those who have equity in their home, can afford to make the new secured loan payment and want to take advantage of a potentially lower interest …

Most of our clients have chosen a secured loan for debt consolidation purposes.
The new loan could pay off your existing unsecured debt and therefore replace it with your one new loan. But we will not place any restrictions on what you can or cannot do with your loan.

Mortgages (8.5% APR typical variable)
A mortgage with Debts Management is simply a loan which you take out to purchase your home. A mortgage is a form of secured loan, meaning that you are borrowing money against the value of the property.
Debts Management specialise in finding mortgages for those with an adverse credit history. Don’t panic if you have CCJs, defaults or if you have been turned down for a mortgage in the past – Debts Management could still help you get accepted for a mortgage.
No matter what your credit history, Debts …

Remortgage Your Debt (8.5% APR typical variable)
If you have outstanding debt, such as credit cards, store cards or personal loans then you might want to consider a remortgage so you can consolidate your existing debt.
A remortgage means that you consolidate your debts into a remortgage so you only have one payment to make to all your debts.
Benefits of Remortgage to Consolidate Debt
If you are thinking of taking out a remortgage it can offer you some real benefits. This includes a much lower interest rate than what could be offered by …

Consolidation Loans (14.5% APR typical variable)
A Consolidation Loan could allow you to consolidate your existing debts so you are left with one monthly payment. Debts Management will search our panel of lenders to see if we can find you a consolidation loan to suit your personal circumstances.
The main advantages of a consolidation loan can be that you are dealing with one single creditor, you make a lower monthly payment as well as a lower interest rate than your unsecured debt.
Although you could be paying your debts off over a longer period …