http://www.debtsmanagement.co.uk Debts Management can offer you expert advice on all forms of debt solutions, such as Debt Management Plans & IVAs. Tue, 05 Jan 2010 16:44:36 +0000 http://backend.userland.com/rss092 en Sometimes you may just be looking for simple ways to manage debts, maybecause you are not sure if a professional debt management solution would be right for you or you are just looking at ways of how to tighten your own financial management skills. Getting into debt can happen for a ... http://www.debtsmanagement.co.uk/simple-ways-to-manage-debts.html When learning how to go about managing debts, it is important that you understand the best way to track your expenses so you can keep on-top of your debts management. One of the easiest ways to get your finances in order is to learn how to track your expenses. Understanding how ... http://www.debtsmanagement.co.uk/managing-debts-how-to-track-your-expenses.html If you are interested in finding out more about possible debt solutions, you may be looking for an overview of the debt management process and what this means to you. DebtsManagement.co.uk are experts in our field and, as well as offering you an overview of the debt management process, we ... http://www.debtsmanagement.co.uk/overview-of-the-debt-management-process.html For your IVA proposal to be accepted, 75% of your creditors (in terms of debt value) must agree to the IVA. Even if the other 25% reject your proposal, it will still be legally binding to them. http://www.debtsmanagement.co.uk/what-happens-if-my-creditors-dont-agree.html Secured Lending (14.5% APR typical variable) Sometimes a Debts Management Plan or an IVA is not your best debt solution to your debt problem. Debts Management may be able to offer you one of our secured lending opportunities which might be more suitable. What is Secured Lending? Secured lending can allow the debtor to ... http://www.debtsmanagement.co.uk/page-secured-lending.html Debt Management Plans are a debt solution which is designed to help you regain control of your personal finances, by reducing your monthly outgoings to your unsecured debt, and repaying this debt at a level you can afford. A Debt Management Plan is an informal agreement between you and your creditors. ... http://www.debtsmanagement.co.uk/what-are-debt-management-plans.html A remortgage means that you are getting a new mortgage deal without moving home. The new mortgage will pay off your old one as well as release equity which you might use to repay unsecured debt. http://www.debtsmanagement.co.uk/what-is-a-remortgage.html Most of our clients have chosen a secured loan for debt consolidation purposes. The new loan could pay off your existing unsecured debt and therefore replace it with your one new loan. But we will not place any restrictions on what you can or cannot do with your loan. http://www.debtsmanagement.co.uk/what-would-i-use-my-secured-loan-for.html The amount that you will need to pay your creditors during your IVA is based on your individual circumstances. During the IVA proposal your Insolvency Practitioner will go through your finances and help you to decide an amount that you can afford to repay. Your creditors choose to accept or ... http://www.debtsmanagement.co.uk/how-much-will-my-creditors-want.html An IVA can only include your unsecured debts, which includes credit cards, store cards and personal loans. Secured or Priority debts cannot be included in your IVA proposal so it is important that you keep up to date with these. Examples of debts which cannot be included in your IVA ... http://www.debtsmanagement.co.uk/are-all-my-debts-included-in-an-iva.html