Manage Your Debts

If you are looking for a way to manage your debs, a Secured Debts Consolidation Loan could help.  We have helped people in a similar situation to you find the right debt solution to suit them.

If you find yourself unable to make the monthly payments, then a Debt Consolidation Loan can reduce your monthly payments.

Other Ways to Manage Your Debts

If you feel as though a Debt Consolidation Loan is not the answer to your debts problems, Debts Management can help. We can offer you free advice on Debt Management Plans or IVAs.

Still considering your options? Take the Debts Management Test to see what debt solutions are available for you. 

For FREE debt consolidation advice and information, call us free on 0808 131 9112. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

For mortgages and re-mortgages the overall cost for comparison is 5.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.



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Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)
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