Mortgages (8.5% APR typical variable)

A mortgage with Debts Management is simply a loan which you take out to purchase your home. A mortgage is a form of secured loan, meaning that you are borrowing money against the value of the property.

Debts Management specialise in finding mortgages for those with an adverse credit history. Don’t panic if you have CCJs, defaults or if you have been turned down for a mortgage in the past – Debts Management could still help you get accepted for a mortgage.

No matter what your credit history, Debts Management can help you find a mortgage which is right for your circumstances as we have access to a strong panel of lenders. Our mortgage advisors are all CeMAP or CeRGI qualified, and they will search through the very best lenders to find the deal that’s right for you and at a very competitive rate.

Debt Consolidation Mortgage

A debt consolidation mortgage will also pay off your unsecured debts, by taking this type of mortgage you could lower your monthly payments as well as the rate of interest. Instead of having multiple debts to pay, you would only have one mortgage repayment.

If you are struggling with your outgoings then a debt consolidation could be the answer to simplify your monthly outgoings as it will allow you to pay off all of your high-interest debt.

Debts Management Mortgage

If you think that Debts Management are the right people to help you with your mortgage enquiry, then please get in touch. Call our debt management advisors on freephone 0800 0481 777 or fill in our Quick Enquiry Form so we can call you back.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

For mortgages and re-mortgages the overall cost for comparison is 5.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.