Secured Loans (14.5% APR typical variable)

We can help find you a secured loan, no matter what the purpose. We have an excellent relationship with many lenders, meaning that we are sure we can find you the perfect Secured Loan, no matter what your circumstances.

Consolidate Debts with a Secured Loan 

Used correctly, a secured loan can help you deal with your debt problems. You can use your loans to consolidate your debts - this means that you have one lower monthly payment to make instead of several outgoings. 

A secured loan might be your best option if you have been turned down for an unsecured loan in the past or you wish to borrow a large amount of money.

Don't worry if you have a bad credit rating. CCJ's or you are self-employed with no proof of income - you might still qualify for one of or secured loans.

Debts Management have expert loan advisors on hands who can offer you free help and information. Call us free on 0808 131 9112.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

For mortgages and re-mortgages the overall cost for comparison is 5.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.



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Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)
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