Yes, you will be able to keep your current bank account with a Debt Management Plan. Although if you owe money to the company that you bank with, then it is often advised that you move bank accounts first.
We could help you get a bank account. All we need if proof of ID and address and we can guarantee you a bank account. For further information please get in touch with one of our debt advisors.

With a Debt Management Plan, creditors are sometimes willing to freeze any additional interest and charges on your debt, but this cannot be guaranteed.

No, as a Debt Management Plan does not involve lending you any money, we will not need to credit check you.

A Debts Management Plan is able to include most of your debts, but there are those which cannot be included. These are called “priority debts”, meaning that if they are not paid then there will be serious consequences. An example of this is your mortgage payment.
If you have any questions about whether a debt can be included in your plan then please call our advisors free on 0800 0481 777.

A Debt Management Plan allows a degree of flexibility. Therefore, if you find yourself in a situation where you are able to pay off more than you were previously, we could update your plan to reflect this.