If you have debt problems, you may be wondering if you are suitable for an IVA.
This website contains the basic IVA details that you may need to know before you choose what debt solution if right for you. Please see our IVA FAQs section or contact one of our IVA advisors directly for free IVA information – 0800 0481 777.
What is an IVA?
IVA is short for Individual Voluntary Arrangement, and was introduced as part of the Insolvency Act of 1986. An IVA is a legally binding agreement between the …

This IVA resource aims to follow on from that article by answering more specific questions about the IVA process.
Can all my Debts be included in an IVA?
You can only use an IVA for unsecured debts, such as credit cards, unsecured loans, store cards and bank overdrafts.
An IVA will not cover any debts which are secured against an asset, such as mortgage, remortgage or secured loan. There are other debts which can also not be included such as certain student loans or debts which arose from fraud.
To see if your …

Manage Your Debts with Secured Lending (14.5% APR typical variable)
If you are looking for a way to manage your debts, a Secured Debt Consolidation Loan could help.
A Debt Consolidation Loan can reduce your monthly payments to your unsecured debt by consolidating your existing unsecured debt and replace it with a secured loan. This should reduce the amount that you have to pay out to your debts, and having one lower monthly payment may make your finances much easier to control.
Still considering your options? Fill out the Quick enquiry Form now for …

Below is a list of the where you can find the most frequently asked questions about IVAs.
If the question you want answered does not appear please do not hesitate to benefit from our free debt help, so that we can answer any questions you may have about IVAs.
Alternatively, please feel free to comment below with your IVA  question and we will try to add it to our list of FAQs.
FAQ – IVA
IVA FAQ – Please click the link for a list of the most commonly asked IVA questions.
Debt Management FAQ …

Learning how to pay debts off is the easy part, but you need determination and a strong desire to overcome your debts problem…