Debts Management » Unsecured Debts http://www.debtsmanagement.co.uk Debts Management can offer you expert advice on all forms of debt solutions, such as Debt Management Plans & IVAs. Fri, 16 Jul 2010 12:58:44 +0000 en hourly 1 http://wordpress.org/?v=3.0 What Debts Can I Include in a Debt Management Plan? http://www.debtsmanagement.co.uk/what-debts-can-i-include-in-a-debt-management-plan.html http://www.debtsmanagement.co.uk/what-debts-can-i-include-in-a-debt-management-plan.html#comments Mon, 31 Aug 2009 11:15:35 +0000 admin http://www.debtsmanagement.co.uk/?p=387 If your debts are unaffordable and you are struggling making repayments to your unsecured creditors, then a Debt Management Plan could be a debt solution open to you. Always get professional debt advice as there are a number of potential debt solutions available.

Sadly, not all debts can be included in a Debt Management Plan as it can only deal with unsecured debts. This means that any debts which are secured to goods or property, such a secured debt consolidation loan or a mortgage, cannot be included in your Debt Management Plan.

What Debts Can I Include in a Debt Management Plan?

Examples of debts which can be included in a Debt Management Plan are:

  • Overdrafts
  • Credit or Store Cards
  • Catalogue debts
  • Mail order debts
  • Unsecured or Personal loans

If you are uncertain which debts you can include in a Debt Management Plan then it is essential to get professional help. DebtsManagement.co.uk have a dedicated Debt Management team who can advise you if your debt can be included in a Debt Management Plan.

Call today for Debt Management advice on freephone 0800 0481 777.

Remember that if your debts are over £15,000 then an IVA could be a better debt solution for you. An IVA means you could write off unaffordable debt and, typically, be debt free in 60 months. Get in touch and we can offer you further IVA information.

]]> http://www.debtsmanagement.co.uk/what-debts-can-i-include-in-a-debt-management-plan.html/feed 0 What is the difference between secured and unsecured debt? http://www.debtsmanagement.co.uk/what-is-the-difference-between-secured-and-unsecured-debt.html http://www.debtsmanagement.co.uk/what-is-the-difference-between-secured-and-unsecured-debt.html#comments Sat, 29 Aug 2009 13:36:54 +0000 admin http://www.debtsmanagement.co.uk/?p=282 Secured debt works against the assets that you own, so if you fail to keep up on repayments then these may be at risk. Unsecured debt includes credit cards, store cards and personal loans.

A Debt Management Plan can only include unsecured debts. If you are unsure whether or not your debt is secured, please get in contact as one of our debt advisors will be more than happy to see if you can include it in a Debt Management Plan.

]]> http://www.debtsmanagement.co.uk/what-is-the-difference-between-secured-and-unsecured-debt.html/feed 0 Debts We Can Help With http://www.debtsmanagement.co.uk/page-debts-we-can-help-with.html http://www.debtsmanagement.co.uk/page-debts-we-can-help-with.html#comments Thu, 20 Aug 2009 08:18:10 +0000 admin http://www.debtsmanagement.co.uk/?p=247 There are a number of debts which DebtsManagement.co.uk can help with if you get an IVA, Trust Deed or Debts Management Plan. The following list provides a brief overview of debts we can help with and those which we cannot, but for more details please get in touch.

Call our Debts Management advisors on freephone 0800 0481 777.

Types of Debts We Can Help With:

  • Unsecured/personal loans
  • Credit cards
  • Store cards
  • Overdrafts
  • Catalogue debt
  • Hire purchase (if you no longer have the vehicle)
  • Disconnected mobile phone debt
  • Doorstep lenders

Types of Debts We Cannot Help With:

  • Certain student loans
  • Child Maintenance payments
  • Secured debt – such as a secured debts consolidation loan, car loan if secured against the car, home loans or a mortgage.
]]> http://www.debtsmanagement.co.uk/page-debts-we-can-help-with.html/feed 0 Debt Advisors http://www.debtsmanagement.co.uk/page-debt-advisors.html http://www.debtsmanagement.co.uk/page-debt-advisors.html#comments Thu, 13 Aug 2009 02:07:43 +0000 admin http://www.debtsmanagement.co.uk/?p=235 We understand that taking the first step to seeking debts advise is never easy. If you are thinking the best way to manage debts then you need to seek expert advice.

Debts Management have an expert team of debt advisors who can offer you free and ethical UK debt advice. Don’t worry if you think you have too little or too many debts, we are professionals in our field and will do our best to find a debts solution for you.

Debt Advisors: Unsecured Debts

Many people find that their unsecured debt levels is the first place where they start to struggle and begin to miss payments. If you feel that you are in this situation then our debt advisors can help you.

If your debt is unaffordable, we have a number of debt solutions which is on offer. The right one for you is dependant on a range of factors. Our Debt Advisors can offer you free guidance on:

  • Debts Management
  • IVA
  • Debt Consolidation
  • Remortgage
  • Trust Deeds
  • Full and Final Settlements
  • Equity Release

You may be wondering which one of these solutions is right for you. Our debts advisors can help to explain the choices and how each one of these will benefit you.

Debts Management Advisor

A debts management plan is a potential debt solution, and we have Debts Management advisors who will go through your finances and arrange a debt management plan to suit your needs.

Even if you have a bad credit history, we are confident that we can find the right financial solution for you to help you manage your debt.

Our professional debt advisors are on hand to offer you free advice, contact them today by calling 0800 0481 777 or fill in the Quick Enquiry form for a free callback.

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