If you qualify for a Trust Deed then it could be your best way of becoming debt free. For free advice on how a Trust Deed can help you with your debts, call FREEPHONE 0800 0481 777.

• One monthly payment which is based on what you can afford.
• Once the Trust Deed becomes ‘Protected’, creditors cannot take any further action against you in regards to your debts.
• Typical repayment period of 36 months.
• On successful completion, a Trust Deed can write off debts that you cannot afford.
• You will no longer have to deal with your unsecured creditors, as your Trustee will do this on your behalf.

Terms & Conditions Apply. A Protected Trust Deed (PTD) is for unsecured debts and residents of Scotland only. It should only be considered in extreme circumstances as failure to adhere could result in Sequestration (The Scottish legal term for Bankruptcy). Debt write off applies only to where the PTD is agreed by your creditors and you have completed the, typically, 36 month term. Once your PTD commences, your monthly contribution is fixed and there are no additional fees on top. The fees, paid by your creditors, are taken out of your monthly contributions to your PTD and will be notified to you in advance. Some homeowners may be required to remortgage.