Secured debt works against the assets that you own, so if you fail to keep up on repayments then these may be at risk. Unsecured debt includes credit cards, store cards and personal loans.

A Debt Management Plan can only include unsecured debts. If you are unsure whether or not your debt is secured, please get in contact as one of our debt advisors will be more than happy to see if you can include it in a Debt Management Plan.